Top fintech trends for 2022 - KPMG Global (2024)

This article is featured in Pulse of Fintech H2’21.

3.Fintechs will focus on branding themselves as data organizations

Many fintechs will likely reinvent themselves into data organizations and data providers that happen to provide payments and other financial services in order to differentiate their organizations in the eyes of investors and the market.

4.ESG-focused fintechs will have a big growth trajectory

Given the growing prioritization of ESG happening more broadly, there will likely be increasing interest in fintechs with ESG capabilities, including companies focused on climate change, decarbonization, and the circular economy.

5.There will be a stronger focus on dealmaking in underdeveloped regions.

Investors will ramp up their targeting of jurisdictions considered to be underdeveloped in terms of financial services — making more deals in regions like Africa, Southeast Asia, Latin America, and the Middle East.

6.Unicorn status will lose some of lustre in developed markets, remain key in emerging ones

The incredible rise in the number of unicorn companies, particularly in the US, will likely make the status less valuable for companies in developed markets— although it should continue to be an important building block for startups in emerging markets and less mature fintech hubs.

VC investment soars and M&A makes a big comeback.

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• global and regional analysis with key investment data and insights
• top fintech trends for 2022 and beyond
• interviews with Quantexa and Thought Machine
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• spotlight articles on Emerging Markets: LATAM and Africa.

To learn more about the analysis and topics raised in this edition, or to discuss your organization's unique fintech agenda and roadmap, please contact your local KPMG advisors or the contributors in this publication.