Ranking of Largest Fintech Companies in 2024 [Full List]

A live and updated ranking of the largest Fintech companies.

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The table below references the largest Fintech companies in the world, with 400+ listed below. We uphold an updated list of the 21st century unicorns with our Fintech Unicorns Hub, designed to help those who want an updated overview of the Fintech industry through the lens of market valuations.

Note: For listed companies, real-time market capitalisations are fed from Google Finance. For private companies, a reference to the source is attached.An explanation of the methodology can be found at the bottom of the page.

What are Fintech Companies?

Fintech companies are financial institutions that provide financial services and products by using technologies to augment, streamline or digitise their offering. The financial technology ecosystem today is seeing a number of high-growth fintech startups with new business models in various sectors like lending and credit, payments, cryptocurrencies, wealthtech, challenger banks, regtech, blockchain, open banking, BNPL, insuretech and more, that are challenging traditional banks.

Largest Fintech Companies by Market Valuation

Rankings	Name	Type of company	Ticker	Country	Continent	Status	Market Cap (in USD)	Source
1	Visa	Paytech	V	United States	North America	Public	557,568,718,346.00	Google Finance
2	Mastercard	Paytech	MA	United States	North America	Public	446,491,187,149.00	Google Finance
3	Intuit	Accounting	INTU	United States	North America	Public	178,842,127,421.00	Google Finance
4	Shopify	Ecommerce	SHOP	Canada	North America	Public	99,587,494,854.00	Google Finance
5	Fiserv	Open Banking	FISV	United States	North America	Public	93,956,653,489.00	Google Finance
6	Ant Financial	Open Banking		China	Asia	Private	78,500,000,000.00
7	Tencent (Fintech business)	Regtech		China	Asia	Private	70,000,000,000.00
8	Paypal	Paytech	PYPL	United States	North America	Public	70,434,819,828.00	Google Finance
9	Binance	Cryptocurrency		Cayman Islands	North America	Private	62,000,000,000.00
10	Coinbase	Cryptocurrency	COIN	United States	North America	Public	61,981,239,276.00	Google Finance
11	Nubank	Challenger Bank	NU	Brazil	South America	Public	56,128,860,540.00	Google Finance
12	Stripe	Paytech		Ireland	Europe	Private	50,000,000,000.00
13	Block (formerly Square)	Merchant Payments	SQ	United States	North America	Public	50,006,578,089.00	Google Finance
14	Adyen	Paytech	ADYEN	Netherlands	Europe	Public	51,918,279,674.08	Google Finance
15	Checkout.com	Paytech		United Kingdom	Europe	Private	40,000,000,000.00
16	Afterpay	Fintech		Australia	Oceania	Private	29,000,000,000.00
17	Chime	Challenger Bank		United States	North America	Private	25,000,000,000.00
18	Acrisure	Insurtech		United States	North America	Private	23,000,000,000.00
19	WeBank	Fintech		China	Asia	Private	21,000,000,000.00
20	Polygon	Blockchain		India	Asia	Private	20,000,000,000.00
21	FNZ	Investech		United Kingdom	Europe	Private	20,000,000,000.00
22	SumUp	Paytech		United States	North America	Private	20,000,000,000.00
23	Revolut	Challenger Bank		United Kingdom	Europe	Private	18,000,000,000.00
24	Robinhood	Wealthtech	HOOD	United States	North America	Public	17,167,364,728.00	Google Finance
25	Lufax	Wealthtech	LU	China	Asia	Public	2,480,940,558.00	Google Finance
26	UIPath	Infrastructure	PATH	Romania	Europe	Public	12,649,143,168.00	Google Finance
27	Plaid	Open Banking		United States	North America	Private	13,000,000,000.00
28	Toast	Paytech	TOST	United States	North America	Public	13,431,480,125.00	Google Finance
29	Grab	Infrastructure	GRAB	Malaysia	Asia	Public	12,357,450,374.00	Google Finance
30	Xero	Infrastructure	XRO	New Zealand	Oceania	Public	12,023,699,495.00	Google Finance
31	Brex	Challenger Bank		United States	North America	Private	12,000,000,000.00
32	Deel	Infrastructure		United States	North America	Private	12,000,000,000.00
33	PhonePe	Paytech		India	Asia	Private	12,000,000,000.00
34	GoodLeap	Fintech		United States	North America	Private	12,000,000,000.00
35	Wise (TransferWise)	Fintech	WISE	United Kingdom	Europe	Public	11,803,000,000.00	Google Finance
36	Ally Financial	Challenger Bank	ALLY	United States	North America	Public	12,131,015,616.00	Google Finance
37	Ripple	Cryptocurrency		United States	North America	Private	11,000,000,000.00
38	Kraken	Cryptocurrency		United States	North America	Private	10,800,000,000.00
39	Affirm	BNPL	AFRM	United States	North America	Public	10,811,849,857.00	Google Finance
40	KuCoin	Cryptocurrency		Seychelles	Africa	Private	10,000,000,000.00
41	Gusto	Infrastructure		United States	North America	Private	10,000,000,000.00
42	KakaoBank	Fintech	323410	South Korea	Asia	Public	9,636,655,974.64	Google Finance
43	Guidewire Software	Insurance Software	GWRE	United States	North America	Public	9,567,043,496.00	Google Finance
44	Navan (TripActions)	Paytech		United States	North America	Private	9,200,000,000.00
45	Bullish	Cryptocurrency		United States	North America	Private	9,000,000,000.00
46	Chainalysis	Blockchain		United States	North America	Private	8,600,000,000.00
47	Carta	Wealthtech		United States	North America	Private	8,500,000,000.00
48	Tipalti	Open Banking		United States	North America	Private	8,300,000,000.00
49	FalconX	Cryptocurrency		United States	North America	Private	8,000,000,000.00
50	Fireblocks	Cryptocurrency		United States	North America	Private	8,000,000,000.00
51	Jiedaibao	Fintech		China	Asia	Private	7,800,000,000.00
52	Klarna	Paytech		Sweden	Europe	Private	7,800,000,000.00
53	Better.com	Wealthtech		United States	North America	Private	7,700,000,000.00
54	Dapper Labs	Blockchain		Canada	North America	Private	7,600,000,000.00
55	Razorpay	Paytech		India	Asia	Private	7,500,000,000.00
56	Paypay	Paytech		Japan		Private	7,170,000,000.00	News
57	HealthEquity	Fintech	HQY	United States	North America	Public	6,919,399,364.00	Google Finance
58	Credit Karma	Digital Personal Finance		United States	North America	Private	7,100,000,000.00
59	Viva Republica	Paytech		South Korea	Asia	Private	7,100,000,000.00
60	Bill.com	Paytech	BILL	United States	North America	Public	6,805,375,956.00	Google Finance
61	Finastra	Banking Technology		United Kingdom	Europe	Private	7,000,000,000.00
62	ConsenSys	Blockchain		United States	North America	Private	7,000,000,000.00
63	Gemini	Cryptocurrency		United States	North America	Private	7,000,000,000.00
64	NYDIG	Cryptocurrency		United States	North America	Private	7,000,000,000.00
65	Toss (Viva Republica)	Fintech		South Korea	Asia	Private	7,000,000,000.00
66	Sofi	Challenger Bank	SOFI	United States	North America	Public	7,534,390,259.00	Google Finance
67	Toss	Paytech		South Korea	Asia	Private	6,699,999,999.00
68	Mollie	Paytech		Netherlands	Europe	Private	6,500,000,000.00
69	Cred	Paytech		India	Asia	Private	6,400,000,000.00
70	Upgrade	Challenger Bank		United States	North America	Private	6,300,000,000.00
71	N26	Challenger Bank		Germany	Europe	Private	6,000,000,000.00
72	iCapital Network	Wealthtech		United States	North America	Private	6,000,000,000.00
73	Policybazaar	Insurtech	POLICYBZR	India	Asia	Public	6,272,430,428.03	Google Finance
74	Trustly	Fintech		Sweden	Europe	Private	5,900,000,000.00
75	Root Insurance	Fintech		United States	North America	Private	5,800,000,000.00
76	Airwallex	Challenger Bank		Australia	Oceania	Private	5,500,000,000.00
77	GoTo	Paytech	GOTO	Indonesia	Asia	Public	5,122,907,452.67	Google Finance
78	StoneCo	Infrastructure	STNE	Brazil	South America	Public	5,119,218,820.00	Google Finance
79	Mambu	Challenger Bank		Germany	Europe	Private	5,300,000,000.00
80	dLocal	Fintech	DLO	Uruguay	South America	Public	4,502,004,128.00	Google Finance
81	Tinkoff Bank	Fintech	TCSG.ME	Russia	Asia	Public	5,217,000,000.00	Yahoo Finance
82	Plaid Technologies	Fintech		United States	North America	Private	5,100,000,000.00
83	QuintoAndar	Wealthtech		Brazil	South America	Private	5,100,000,000.00
84	Qonto	Challenger Bank		France	Europe	Private	5,000,000,000.00
85	Trade Republic	Challenger Bank		Germany	Europe	Private	5,000,000,000.00
86	Oaknorth	Challenger Bank		United Kingdom	Europe	Private	5,000,000,000.00
87	Coalition	Insurtech		United States	North America	Private	5,000,000,000.00
88	Oxyzo	Paytech		India	Asia	Private	5,000,000,000.00
89	Rapyd	Paytech		Israel	Asia	Private	5,000,000,000.00
90	ZEPZ	Paytech		United Kingdom	Europe	Private	5,000,000,000.00
91	Monzo	Challenger Bank		United Kingdom	Europe	Private	5,000,000,000.00
92	Creditas	BNPL		Brazil	South America	Private	4,800,000,000.00
93	Circle Internet Financial	Cryptocurrency		United States	North America	Private	4,800,000,000.00
94	Ramp	Cryptocurrency		United States	North America	Private	4,800,000,000.00
95	Pleo	Paytech		Denmark	Europe	Private	4,700,000,000.00
96	PagSeguro	Fintech	PAGS	Brazil	South America	Public	4,648,545,030.00	Google Finance
97	Lendable	Fintech		United Kingdom	Europe	Private	4,600,000,000.00
98	Socure	Challenger Bank		United States	North America	Private	4,500,000,000.00
99	Blockfi	Cryptocurrency		United States	North America	Private	4,500,000,000.00
100	Wefox	Insurtech		Germany	Europe	Private	4,500,000,000.00
101	Pine Labs	Paytech		India	Asia	Private	4,500,000,000.00
102	Circle	Paytech		United States	North America	Private	4,500,000,000.00
103	Sorare	Blockchain		France	Europe	Private	4,300,000,000.00
104	Clearwater Analytics	Fintech	CWAN	United States	North America	Public	4,294,627,467.00	Google Finance
105	Bitpanda	Cryptocurrency		Austria	Europe	Private	4,100,000,000.00
106	Dataminr	Infrastructure		United States	North America	Private	4,100,000,000.00
107	Kakao Pay	Fintech		South Korea	Asia	Private	4,000,000,000.00
108	Digit Insurance	Insurtech		India	Asia	Private	4,000,000,000.00
109	Next Insurance	Insurtech		United States	North America	Private	4,000,000,000.00
110	AngelList	Investing		United States	North America	Private	4,000,000,000.00
111	EngageSmart	Paytech		United States	North America	Private	4,000,000,000.00
112	Melio	Paytech		Israel	Asia	Private	4,000,000,000.00
113	Nuvei	Fintech	NVEI	Canada	North America	Public	4,607,905,931.15	Google Finance
114	Dutchie	Fintech		United States	North America	Private	3,800,000,000.00
115	Remitly	Paytech	RELY	United Kingdom	Europe	Public	3,905,825,542.00	Google Finance
116	Papaya Global	Infrastructure		Israel	Asia	Private	3,700,000,000.00
117	Wealthsimple	Wealthtech		Canada	North America	Private	3,700,000,000.00
118	SpotOn	Paytech		United States	North America	Private	3,600,000,000.00
119	eToro	Fintech		United Kingdom	Europe	Private	3,500,000,000.00
120	Assurance	Insurtech		United States	North America	Private	3,500,000,000.00
121	Chargebee	Payment Processing		United States	North America	Private	3,500,000,000.00
122	Upstox	SaaS		India	Asia	Private	3,500,000,000.00
123	MoonPay	Cryptocurrency		Malta	Europe	Private	3,400,000,000.00
124	nCino	Fintech	NCNO	United States	North America	Public	4,006,143,824.00	Google Finance
125	BlockDaemon	Blockchain		United States	North America	Private	3,250,000,000.00
126	Celsius Network	Cryptocurrency		United States	North America	Private	3,250,000,000.00
127	Blockstream	Blockchain		Canada	North America	Private	3,200,000,000.00
128	Figure Technologies	Wealthtech		United States	North America	Private	3,200,000,000.00
129	Oscar	Insurtech	OSCR	United States	North America	Public	3,376,988,326.00	Google Finance
130	Oscar Health	Healthtech	OSCR	United States	North America	Public	3,376,988,326.00	Google Finance
131	Flywire	Paytech	FLYW	United States	North America	Public	2,945,420,179.00	Google Finance
132	Paytm	Infrastructure	PAYTM	India	Asia	Public	3,094,015,232.95	Google Finance
133	HighRadius	Infrastructure		United States	North America	Private	3,100,000,000.00
134	Bilt	Paytech		United States	North America	Private	3,100,000,000.00
135	Marqeta	Paytech	MQ	United States	North America	Public	2,954,413,250.00	Google Finance
136	Virtu Financial	Financial Market Making	VIRT	United States	North America	Public	3,265,072,624.00	Google Finance
137	Cross River Bank	Banking		United States	North America	Private	3,000,000,000.00
138	Blockchain.com	Blockchain		Luxembourg	Europe	Private	3,000,000,000.00
139	Sky Mavis	Blockchain		Vietnam	Asia	Private	3,000,000,000.00
140	Amber Group	Cryptocurrency		Singapore	Asia	Private	3,000,000,000.00
141	Anchorage Digital	Cryptocurrency		United States	North America	Private	3,000,000,000.00
142	China UnionPay	Fintech		China	Asia	Private	3,000,000,000.00
143	PineLabs	Fintech		India	Asia	Private	3,000,000,000.00
144	Forter	Fintech		United States	North America	Private	3,000,000,000.00
145	Devoted Health	Health		United States	North America	Private	3,000,000,000.00
146	OVO	Paytech		Indonesia	Asia	Private	3,000,000,000.00
147	Flutterwave	Paytech		Nigeria	Africa	Private	3,000,000,000.00
148	Groww	Wealthtech		India	Asia	Private	3,000,000,000.00
149	Q2 Holdings	Fintech	QTWO	United States	North America	Public	2,980,293,435.00	Google Finance
150	Rakuton Securities	Investech		Japan	Asia	Private	2,900,000,000.00
151	BharatPe	Paytech		India	Asia	Private	2,900,000,000.00
152	DriveWealth	Wealthtech		United States	North America	Private	2,850,000,000.00
153	Verafin	Fintech		Canada	North America	Private	2,800,000,000.00
154	Paymentus	Fintech	PAY	United States	North America	Public	2,782,060,219.00	Google Finance
155	Lightspeed	Payments	LSPD	Canada	North America	Public	2,869,706,250.00	Google Finance
156	Du Xiaoman Financial	BNPL		China	Asia	Private	2,700,000,000.00
157	Thought Machine	Infrastructure		United States	North America	Private	2,700,000,000.00
158	Ethos Life	Insurtech		United States	North America	Private	2,700,000,000.00
159	Ethos Technologies	Insurtech		United States	North America	Private	2,700,000,000.00
160	AvidXchange	Paytech	AVDX	United States	North America	Public	2,587,765,985.00	Google Finance
161	Duck Creek Software	Fintech		United States	North America	Private	2,600,000,000.00
162	BackBase	SaaS		Netherlands	Europe	Private	2,600,000,000.00
163	Itiviti	Fintech		Sweden	Europe	Private	2,500,000,000.00
164	Singlife	Insurtech		Singapore	Asia	Private	2,500,000,000.00
165	Aura	Insurtech		United States	North America	Private	2,500,000,000.00
166	Coda Payments	Paytech		Singapore	Asia	Private	2,500,000,000.00
167	Immutable	Blockchain		Australia	Oceania	Private	2,499,999,999.00
168	Uala	Paytech		Argentina	South America	Private	2,450,000,000.00
169	cgtz	Wealthtech		China	Asia	Private	2,410,000,000.00
170	Paxos	Blockchain		United States	North America	Private	2,400,000,000.00
171	Accelerant	Insurtech		United States	North America	Private	2,400,000,000.00
172	Aspiration	Fintech		United States	North America	Private	2,300,000,000.00
173	Lifelock	Fintech		United States	North America	Private	2,300,000,000.00
174	Divvy	Infrastructure		United States	North America	Private	2,300,000,000.00
175	Greenlight	Wealthtech		United States	North America	Private	2,300,000,000.00
176	1inch	Cryptocurrency		United Kingdom	Europe	Private	2,249,999,999.00
177	Alkami Technology	Digital Banking	ALKT	United States	North America	Public	2,316,414,581.00	Google Finance
178	Current	Challenger Bank		United States	North America	Private	2,200,000,000.00
179	Bitso	Cryptocurrency		Brazil	South America	Private	2,200,000,000.00
180	CoinDCX	Cryptocurrency		India	Asia	Private	2,200,000,000.00
181	iZettle	Fintech		Sweden	Europe	Private	2,200,000,000.00
182	Tink	Fintech		Sweden	Europe	Private	2,200,000,000.00
183	CloudWalk	Paytech		Brazil	South America	Private	2,200,000,000.00
184	Chipper Cash	Paytech		United States	North America	Private	2,200,000,000.00
185	Newfront	Insurtech		United States	North America	Private	2,199,999,999.00
186	zettle by PayPal	Paytech		Sweden	Europe	Private	2,199,999,999.00
187	Cedar	Insurtech	FUN	United States	North America	Public	2,134,053,256.00	Google Finance
188	Payfit	Accounting		France	Europe	Private	2,100,000,000.00
189	Mercado Bitcoin	Cryptocurrency		Brazil	South America	Private	2,100,000,000.00
190	GoCardless	Open Banking		United Kingdom	Europe	Private	2,100,000,000.00
191	Jeeves	Paytech		United States	North America	Private	2,100,000,000.00
192	ReCharge	Paytech		United States	North America	Private	2,100,000,000.00
193	Addepar	Wealthtech		United States	North America	Private	2,100,000,000.00
194	Upstart	BNPL	UPST	United States	North America	Public	2,279,166,292.00	Google Finance
195	Ziltch	BNPL		United Kingdom	Europe	Private	2,000,000,000.00
196	Lunar	Challenger Bank		Denmark	Europe	Private	2,000,000,000.00
197	Bunq	Challenger Bank		Netherlands	Europe	Private	2,000,000,000.00
198	Pipe	Challenger Bank		United States	North America	Private	2,000,000,000.00
199	MoMo	Challenger Bank		Vietnam	Asia	Private	2,000,000,000.00
200	21.co	Cryptocurrency		Switzerland	Europe	Private	2,000,000,000.00
201	Babel Finance	Cryptocurrency		Hong Kong	Asia	Private	2,000,000,000.00
202	Atome	Finetch		Singapore	Asia	Private	2,000,000,000.00
203	FirstP2P	Fintech		China	Asia	Private	2,000,000,000.00
204	Mynt (Gcash)	Fintech		Philippines	Asia	Private	2,000,000,000.00
205	Clearco	Fintech		United States	North America	Private	2,000,000,000.00
206	Divvy Homes	Fintech		United States	North America	Private	2,000,000,000.00
207	Modern Treasury	Fintech		United States	North America	Private	2,000,000,000.00
208	Zenefits	Fintech		United States	North America	Private	2,000,000,000.00
209	Tradeshift	Infrastructure		United States	North America	Private	2,000,000,000.00
210	Waterdrop	Insurtech		China	Asia	Private	2,000,000,000.00
211	ClearStreet	Investech		United States	North America	Private	2,000,000,000.00
212	Avant	Open Banking		United States	North America	Private	2,000,000,000.00
213	Clip	Paytech		Mexico	North America	Private	2,000,000,000.00
214	Opay	Paytech		Nigeria	Africa	Private	2,000,000,000.00
215	Copper	Fintech		United Kingdom	Europe	Private	2,000,000,000.00
216	Spiff	Accounting		United States	North America	Private	1,900,000,000.00
217	Starling Bank	Challenger Bank		United Kingdom	Europe	Private	1,900,000,000.00
218	Coinswitch Kuber	Cryptocurrency		India	Asia	Private	1,900,000,000.00
219	BitGo	Cryptocurrency		United States	North America	Private	1,900,000,000.00
220	AI Bank (Baixain)	Fintech		China	Asia	Private	1,900,000,000.00
221	MX	Fintech		United States	North America	Private	1,900,000,000.00
222	Roofstock	Investech		United States	North America	Private	1,900,000,000.00
223	DailyPay	BNPL		United States	North America	Private	1,800,000,000.00
224	Varo Money	Challenger Bank		United States	North America	Private	1,800,000,000.00
225	GreenSky	Fintech		United States	North America	Private	1,800,000,000.00
226	Trulioo	Regtech		Canada	North America	Private	1,800,000,000.00
227	Quantexa	SaaS		United Kingdom	Europe	Private	1,800,000,000.00
228	LiveOak Bank	Banktech	LOB	United States	North America	Public	1,804,647,722.00	Google Finance
229	Micro Connect (Diguantong)	Fintech		Hong Kong	Asia	Private	1,700,000,000.00
230	Melio Payments	Fintech		United States	North America	Private	1,700,000,000.00
231	Mercury Payments	Fintech		United States	North America	Private	1,700,000,000.00
232	Wave	Infrastructure		Senegal	Africa	Private	1,700,000,000.00
233	Kredivo (FinAccel)	Lendtech		Indonesia	Asia	Private	1,700,000,000.00
234	Spotter	SaaS		United States	North America	Private	1,700,000,000.00
235	Enova	Challenger Bank	ENVA	United States	North America	Public	1,756,451,946.00	Google Finance
236	Hypoport SE	Fintech	HYQ	Germany	Europe	Public	1,769,462,829.21	Google Finance
237	Payoneer	Paytech	PAYO	Israel	Asia	Public	1,797,661,125.00	Google Finance
238	Lakala	Paytech	300773	China	Asia	Public	1,510,223,107.76	Google Finance
239	Neon Payments	Banktech		Brazil	South America	Private	1,600,000,000.00
240	Magic Eden	Blockchain		United States	North America	Private	1,600,000,000.00
241	Mercury	Challenger Bank		United States	North America	Private	1,600,000,000.00
242	10x Banking	Digital Banking		United Kingdom	Europe	Private	1,600,000,000.00
243	Solaris Bank	Fintech		Germany	Europe	Private	1,600,000,000.00
244	BillDesk	Fintech		India	Asia	Private	1,600,000,000.00
245	Self Financial	Fintech		United States	North America	Private	1,600,000,000.00
246	Bolttech	Insurtech		Singapore	Asia	Private	1,600,000,000.00
247	Wayflyer	Lending		Ireland	Europe	Private	1,600,000,000.00
248	Alloy	Open Banking		United States	North America	Private	1,600,000,000.00
249	Pave	Paytech		United States	North America	Private	1,600,000,000.00
250	Viva Wallet	Paytech		Greece	Europe	Private	1,600,000,000.00
251	Capitolis	SaaS		Israel	Asia	Private	1,600,000,000.00
252	Mercury Technologies	Banking		United States	North America	Private	1,500,000,000.00
253	Akulaku	BNPL		Indonesia	Asia	Private	1,500,000,000.00
254	WeLab	Challenger Bank		China	Asia	Private	1,500,000,000.00
255	Onecard	Challenger Bank		India	Asia	Private	1,500,000,000.00
256	Zeta	Challenger Bank		India	Asia	Private	1,500,000,000.00
257	Happy Money	Challenger Bank		United States	North America	Private	1,500,000,000.00
258	Ledger	Cryptocurrency		France	Europe	Private	1,500,000,000.00
259	Coinlist	Cryptocurrency		United States	North America	Private	1,500,000,000.00
260	TaxBit	Cryptocurrency		United States	North America	Private	1,500,000,000.00
261	Figure	Fintech		United States	North America	Private	1,500,000,000.00
262	GoHealth	Healthtech		United States	North America	Private	1,500,000,000.00
263	Tabby	Lending		Saudi Arabia	Asia	Private	1,500,000,000.00
264	Ascend Money	Open Banking		Thailand	Asia	Private	1,500,000,000.00
265	Built	Open Banking		United States	North America	Private	1,500,000,000.00
266	PingPong	Paytech		China	Asia	Private	1,500,000,000.00
267	Zepz (WorldRemit)	Paytech		United Kingdom	Europe	Private	1,500,000,000.00
268	Dock	Paytech		Brazil	South America	Private	1,500,000,000.00
269	Kushki	Paytech		Ecuador	South America	Private	1,500,000,000.00
270	M1 Finance	Wealthtech		United States	North America	Private	1,500,000,000.00
271	Alkami	Banktech		United States	North America	Private	1,400,000,000.00
272	Figment	Blockchain		Canada	North America	Private	1,400,000,000.00
273	Judo Bank	Challenger Bank		Australia	Oceania	Private	1,400,000,000.00
274	At-Bay	Insurtech		United Kingdom	Europe	Private	1,400,000,000.00
275	Wealthfront	Investech		United States	North America	Private	1,400,000,000.00
276	Liquidity Group	Lendtech		Israel	Asia	Private	1,400,000,000.00
277	FPL Technologies	Paytech		India	Asia	Private	1,400,000,000.00
278	Paddle	Paytech		United Kingdom	Europe	Private	1,400,000,000.00
279	Scalable Capital	Wealthtech		Germany	Europe	Private	1,400,000,000.00
280	Stash	Wealthtech		United States	North America	Private	1,400,000,000.00
281	C6 Bank	Challenger Bank		Brazil	South America	Private	1,395,161,600.00
282	TrueBill	Banktech		United States	North America	Private	1,300,000,000.00
283	CredAvenue	Challenger Bank		India	Asia	Private	1,300,000,000.00
284	CoinTracker	Cryptocurrency		United States	North America	Private	1,300,000,000.00
285	iTrustCapital	Cryptocurrency		United States	North America	Private	1,300,000,000.00
286	Lukka	Cryptocurrency		United States	North America	Private	1,300,000,000.00
287	Opensea	Cryptocurrency		United States	North America	Private	1,300,000,000.00
288	Talos	Cryptocurrency		United States	North America	Private	1,300,000,000.00
289	Konvio	Fintech		Mexico	North America	Private	1,300,000,000.00
290	Marshmallow	Insurtech		United Kingdom	Europe	Private	1,300,000,000.00
291	Betterment	Investech		United States	North America	Private	1,300,000,000.00
292	Paya	Paytech		United States	North America	Private	1,300,000,000.00
293	Paidy	Paytech		Japan	Asia	Private	1,300,000,000.00
294	Zuora	Fintech	ZUO	United States	North America	Public	1,289,910,005.00	Google Finance
295	FloQast	Accounting		United States	North America	Private	1,200,000,000.00
296	Pilot	Accounting		United States	North America	Private	1,200,000,000.00
297	Mythical Games	Blockchain		United States	North America	Private	1,200,000,000.00
298	Unit	Challenger Bank		Israel	Asia	Private	1,200,000,000.00
299	HashKey	Cryptocurrency		China	Asia	Private	1,200,000,000.00
300	Phantom Technologies	Cryptocurrency		United States	North America	Private	1,200,000,000.00
301	Clover Health	Healthtech		United States	North America	Private	1,200,000,000.00
302	AgentSync	Insurtech		United States	North America	Private	1,200,000,000.00
303	Public.com	Investech		United States	North America	Private	1,200,000,000.00
304	Scalapay	Lendtech		Italy	Europe	Private	1,200,000,000.00
305	SimpleNexus	Lendtech		United States	North America	Private	1,200,000,000.00
306	Kyriba	Payment Processing		Netherlands	Europe	Private	1,200,000,000.00
307	Skrill	Paytech		United Kingdom	Europe	Private	1,200,000,000.00
308	Galileo	Paytech		United States	North America	Private	1,200,000,000.00
309	Stori	Paytech		Mexico	North America	Private	1,200,000,000.00
310	Zip	SaaS	ZIP	United States	North America	Public	1,127,952,275.00	Google Finance
311	Lemonade	Insurtech	LMND	United States	North America	Public	1,157,298,574.00	Google Finance
312	Deposit Solutions	Banktech		Germany	Europe	Private	1,100,000,000.00
313	Technysis	Banktech		United States	North America	Private	1,100,000,000.00
314	Sunbit	BNPL		United States	North America	Private	1,100,000,000.00
315	Raisin	Challenger Bank		Germany	Europe	Private	1,100,000,000.00
316	MobileCoin	Cryptocurrency		United States	North America	Private	1,100,000,000.00
317	Happy Money (fka Payoff)	Fintech		United States	North America	Private	1,100,000,000.00
318	Branch	Insurtech		United States	North America	Private	1,100,000,000.00
319	Acko	Insurtech		India	Asia	Private	1,100,000,000.00
320	Earnix	Insurtech		Israel	Asia	Private	1,100,000,000.00
321	Zego	Insurtech		United Kingdom	Europe	Private	1,100,000,000.00
322	Super Apps Holding	Paytech		Malaysia	Asia	Private	1,100,000,000.00
323	Cayan	Paytech		United States	North America	Private	1,100,000,000.00
324	Spendesk	Paytech		France	Europe	Private	1,100,000,000.00
325	Fundbox	Paytech		Israel	Asia	Private	1,100,000,000.00
326	Caribou	Paytech		United States	North America	Private	1,100,000,000.00
327	Fenbeitong	SaaS		China	Asia	Private	1,100,000,000.00
328	Lendbuzz	Fintech		United States	North America	Private	1,100,000,000.00
329	FreshBooks	Accounting		Canada	North America	Private	1,000,000,000.00
330	Taxfix	Accounting		Germany	Europe	Private	1,000,000,000.00
331	Torpargo	Accounting		United States	North America	Private	1,000,000,000.00
332	Wrapbook	Accounting		United States	North America	Private	1,000,000,000.00
333	Neo Financial	Banking		Canada	North America	Private	1,000,000,000.00
334	Nymbus	Banking Technology Solutions		United States	North America	Private	1,000,000,000.00
335	Pismo	Banktech		United Kingdom	Europe	Private	1,000,000,000.00
336	Glia	Banktech		United States	North America	Private	1,000,000,000.00
337	Forte Labs	Blockchain		United States	North America	Private	1,000,000,000.00
338	Injective Protocol	Blockchain		United States	North America	Private	1,000,000,000.00
339	Lydia	Challenger Bank		France	Europe	Private	1,000,000,000.00
340	Open	Challenger Bank		India	Asia	Private	1,000,000,000.00
341	Clara	Challenger Bank		Mexico	North America	Private	1,000,000,000.00
342	Numbrs	Challenger Bank		Switzerland	Europe	Private	1,000,000,000.00
343	Amount	Challenger Bank		United States	North America	Private	1,000,000,000.00
344	Esusu	Challenger Bank		United States	North America	Private	1,000,000,000.00
345	LendKey	Consumer Lending		United States	North America	Private	1,000,000,000.00
346	Guantlet	Cryptocurrency		United States	North America	Private	1,000,000,000.00
347	Uniswap	Cryptocurrency		United States	North America	Private	1,000,000,000.00
348	Zebic	Cryptocurrency		United States	North America	Private	1,000,000,000.00
349	Liquid	Cryptocurrency		Japan	Asia	Private	1,000,000,000.00
350	Crypto.com	Cryptocurrency		Singapore	Asia	Private	1,000,000,000.00
351	Matrixport	Cryptocurrency		Singapore	Asia	Private	1,000,000,000.00
352	Bitkub	Cryptocurrency		Thailand	Asia	Private	1,000,000,000.00
353	Worldcoin	Cryptocurrency		United States	North America	Private	1,000,000,000.00
354	Papara	Digital Banking		Turkey	Asia	Private	1,000,000,000.00
355	Cart.com	Ecommerce		United States	North America	Private	1,000,000,000.00
356	VNLife (VNPay)	Ecommerce		Vietnam	Asia	Private	1,000,000,000.00
357	Pennylane	Fintech		France	Europe	Private	1,000,000,000.00
358	InCred	Fintech		India	Asia	Private	1,000,000,000.00
359	BioCatch	Fintech		Israel	Asia	Private	1,000,000,000.00
360	C2FO	Fintech		United States	North America	Private	1,000,000,000.00
361	Finicity	Fintech		United States	North America	Private	1,000,000,000.00
362	Prove Identity (Payfone)	Fintech		United States	North America	Private	1,000,000,000.00
363	Sift	Fintech		United States	North America	Private	1,000,000,000.00
364	Vestwell	Fintech		United States	North America	Private	1,000,000,000.00
365	Shift Technology	Infrastructure		France	Europe	Private	1,000,000,000.00
366	Feedzai	Infrastructure		Portugal	Europe	Private	1,000,000,000.00
367	Betterfly	Insurtech		Chile	South America	Private	1,000,000,000.00
368	Vesttoo	Insurtech		Israel	Asia	Private	1,000,000,000.00
369	Bright Health	Insurtech		United States	North America	Private	1,000,000,000.00
370	Kin Insurance	Insurtech		United States	North America	Private	1,000,000,000.00
371	Clark	Insurtech		Germany	Europe	Private	1,000,000,000.00
372	Clearcover	Insurtech		United States	North America	Private	1,000,000,000.00
373	Orchard	Insurtech		United States	North America	Private	1,000,000,000.00
374	Pie Insurance	Insurtech		United States	North America	Private	1,000,000,000.00
375	The Zebra	Insurtech		United States	North America	Private	1,000,000,000.00
376	Nutmeg	Investech		United Kingdom	Europe	Private	1,000,000,000.00
377	InvestCloud	Investech		United States	North America	Private	1,000,000,000.00
378	Personal Capital	Investech		United States	North America	Private	1,000,000,000.00
379	Tamara	Lending		Saudi Arabia	Asia	Private	1,000,000,000.00
380	KCD (Korean Credit Data)	Lending		South Korea	Asia	Private	1,000,000,000.00
381	Flex	Lendtech		United States	North America	Private	1,000,000,000.00
382	LendingHome	Lendtech		United States	North America	Private	1,000,000,000.00
383	Octane Lending	Lendtech		United States	North America	Private	1,000,000,000.00
384	TrueLayer	Open Banking		United Kingdom	Europe	Private	1,000,000,000.00
385	Nagad	Paytech		Bangladesh	Asia	Private	1,000,000,000.00
386	Xtransfer	Paytech		China	Asia	Private	1,000,000,000.00
387	DANA Wallet	Paytech		Indonesia	Asia	Private	1,000,000,000.00
388	Satispay	Paytech		Italy	Europe	Private	1,000,000,000.00
389	Opn	Paytech		Thailand	Asia	Private	1,000,000,000.00
390	Currency Cloud	Paytech		United Kingdom	Europe	Private	1,000,000,000.00
391	ChromeRiver (Emburse)	Paytech		United States	North America	Private	1,000,000,000.00
392	Enable	Paytech		United States	North America	Private	1,000,000,000.00
393	Paystand	Paytech		United States	North America	Private	1,000,000,000.00
394	Stax (FatMerchant)	Paytech		United States	North America	Private	1,000,000,000.00
395	Payhawk	Paytech		United Kingdom	Europe	Private	1,000,000,000.00
396	EBANX	Paytech		Brazil	South America	Private	1,000,000,000.00
397	Slice	Paytech		India	Asia	Private	1,000,000,000.00
398	Xendit	Paytech		Indonesia	Asia	Private	1,000,000,000.00
399	Transfermate	Paytech		Ireland	Europe	Private	1,000,000,000.00
400	Interswitch	Paytech		Nigeria	Africa	Private	1,000,000,000.00
401	Nium	Paytech		Singapore	Asia	Private	1,000,000,000.00
402	PPRO	Paytech		United Kingdom	Europe	Private	1,000,000,000.00
403	Zopa	Paytech		United Kingdom	Europe	Private	1,000,000,000.00
404	Sightline Payments	Paytech		United States	North America	Private	1,000,000,000.00
405	Ajaib	SaaS		Indonesia	Asia	Private	1,000,000,000.00
406	Human Interest	Wealthtech		United States	North America	Private	1,000,000,000.00
407	SmartAsset	Wealthtech		United Kingdom	Europe	Private	1,000,000,000.00
408	Acorns	Wealthtech		United States	North America	Private	1,000,000,000.00
409	CAIS	Wealthtech		United States	North America	Private	1,000,000,000.00
410	Vise	Wealthtech		United States	North America	Private	1,000,000,000.00
411	WeBull	Wealthtech		United States	North America	Private	1,000,000,000.00
412	MNT-Halan	Fintech		Egypt	Africa	Private	1,000,000,000.00

*As per last valuation data available on Feb 1st, 2024.

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Understanding this ranking

This ranking was initially an internal tool that we use at CFTE. Because CFTE and our experts constantly create courses and presentations, there is always the need for information such as “What is the latest valuation of Ant Group” or “How does Revolut compare to European banks”. Since we spend a large amount of time updating this information, we thought it could be useful to others too and decided to make it public. But note that it is first and foremost an internal tool, so will have its limitations. I hope you will find this ranking useful, and please do not hesitate toreport issues or suggest improvements.

Huy Nguyen Trieu, co-founder CFTE

What is Fintech?

At CFTE, our definition of Fintech is “the impact that technology has in transforming the financial industry”. It’s a very broad definition that includes early stage Fintech startups, established startups such as Stripe, large tech companies such as Ant Financial, but also financial institutions such as Citi or Prudential. In the table above, we have decided to exclude the financial institutions such as JP Morgan to focus only on the Fintech startups. We have differentiated between the different sub-sectors of Fintech, and have included all of them, such as Paytech, Insurtech, Regtech, Challenger Banks, etc.

What is market capitalisation?

For listed companies, we use Google Finance as the market capitalisation. For private companies, we use articles, press releases, etc., which we reference. This has to be taken with a grain of salt since private valuations are not easily comparable (preferential rights, etc.) and disclosed numbers can’t always be trusted. Some companies are not present because no valuations were public.

Is it a comprehensive list?

Not by a long way. There are companies missing and figures change on a daily basis. We have decided to only list the companies with a valuation in excess of $1bn (the “unicorns” in startup speak). We are constantly updating this table, sodon’t hesitate to send us names of companies we have missed and flag inaccurate information. Thanks a lot for your help!

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Ranking of Largest Fintech Companies in 2024 [Full List] - CFTE (2024)