Free Payment Gateway - Best Payment Gateway in India for Online Payments (2023)

Securely accept payments from your customers via 100+ payment modes. Get started instantly with the quick integration process and grow your business effortlessly!

A Payment Gateway lets you securely accept payments from your customers via multiple payment modes. You can get started instantly with our quick integration process.

Razorpay powers 100% of HealthifyMe’s web payments

HealthifyMe extensively uses Razorpay as the only payment gateway for its core product to provide their customers with a seamless payments experience.

Why did HealthifyMe decide to use Razorpay Payment Gateway?

Built for DevelopersRobust, clean, developer friendly APIs, plugins and libraries for all major languages and platforms that let you focus on building great products.

Robust SecurityPCI DSS Level 1 compliant along with frequent third party audits and a dedicated internal security team to make sure your data is always safe.

Powerful DashboardGet reports and detailed statistics on payments, settlements, refunds and much more for you to take better business decisions.

Why should your business use a payment gateway?

A payment gateway helps you not just accept money, but also allows your business to provide your customers with a smooth and flawless experience, so they keep coming back for more.

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Empower your customers to choose their favourite payment mode

Support hundreds of payment methods, and all the upcoming ones

Your customers can choose their favourite method to pay you

UPI
NEFT/RTGS/IMPS
All major debit and credit cards
50+ Netbanking Options
Mobile Wallets

UPI

As compared to other payment modes, UPI checkout flows reduce the friction for your customers, thus providing higher transaction success rates for your business.Razorpay supports 20+ third-party apps and has direct integration with Google Pay.

Credit and Debit Cards, International Included

Accept payments from all major credit and debit card networks like Visa, Mastercard, American Express and RuPay. Also get access to international card payments. With Razorpay Flash Checkout, your customers can save thier card details and use them for future payments

Accept payments from all major credit and debit card networks like Visa, Mastercard, American Express and RuPay. Also get access to international card payments.

With Razorpay Flash Checkout, your customers can save thier card details and use them for future payments

EMI on Cards

EMI is a popular payment method that customers prefer to reduce upfront payments for products. Razorpay Checkout supports EMIs on the cards issued by 10+ major banks. EMI is available by default on Razorpay Standard Checkout. No extra integration is needed.

Netbanking

You can enable your customers to make online payments using the netbanking method supported by Razorpay. Razorpay supports netbanking from 50+ banks

Payment wallets

Razorpay provides 11+ popular wallets giving your customers freedom to pay with their favorite wallet. Get payments approved directly on the Razorpay checkout using OTP and deliver a seamless experience.

NEFT/RTGS/IMPS

Accept payments from your customers and other businesses by creating virtual accounts for them using Smart Collect and provide hassle-free NEFT/RTGS/IMPS bank transfers

(Video) Best Payment Gateway in India 2022 | Accept Online Payments on Website - 100% FREE Payment Gateway

Cardless EMI

Cardless EMI is a payment method that allows your customers enjoy the benefits of the EMI without the need of a debit or credit card, as the payments are made via credits approved by the supported cardless EMI payment partners.

Bank transfers

You can now accept payments from customers in the form of online bank transfers, using the Razorpay Checkout.

We have built the easiest integration ever!

Razorpay Checkout: Easy way to integrate payments on web and mobile

Use Razorpay Checkout and leave the complexities of payment validations, error handling and retry process to us.

Easy to integrate

Razorpay Checkout is a cross platform payment form that can be embedded using few lines of javascript. No more week long integration woes.

Responsive, works everywhere

Checkout has been tested to work smoothly across all major platforms and browsers.

View documentation

Mobile SDKs

Accept payments on mobile apps using auto updating, easy to integrate and lightweight SDKs.

Autofill OTP

Don't you just hate it when you have to switch to the SMS app just to read an OTP and then fill it manually? Razorpay's Android SDK takes the pain out of the process by doing all this for your app users, automatically.

Auto Updating

A new wallet comes up in the market? A new bank in Net Banking list? Sit back and relax, you don't need to update your app. We've got you covered, automatically.

Featherweight

At around ~200KB in size, our Android SDK is one of the lightest payment SDKs

Robust APIs to manage payments on your backend

Control all aspects of payments through powerful APIs and SDKs built for enabling automation.

Create an Order

Get Payment Details

Create a Refund

View API Reference Guide

curl https://api.razorpay.com/v1/orders \
-u {KEY}:{SECRET} \
-d 'amount=10000' \
-d 'currency=INR' \
-d 'receipt=Receipt #20'

curl https://api.razorpay.com/v1/payments/payment_7xbQrmEoA5WJ0G \
-u {KEY}:{SECRET}

curl https://api.razorpay.com/v1/payments/payment_7xbQrmEoA5WJ0G/refund \
-u {KEY}:{SECRET} \
-d 'amount=6000'

Integration SDKs forall major platforms

View All Integrations

How is checkout great for your customers?

Razorpay Flash Checkout is one of the best online payment experiences for customers. It is a result of our fanatic focus and iternation over the years to understand how customers pay online. This great experience translates automatically into great conversions for you.

Flash Checkout

Tap into a store of 4 million+ saved cards and say goodbye torequiring customers to type card details every time.

Better Conversions than ever
Flaunt your Brand with Custom UI
Easy Integration with less code
4+ Million saved cards across businesses
Personalised payment experience for every user
Native OTP

Thinking how secure will the transactions be?

Security is in our DNA

Razorpay does not store any of your sensitive data. We have invested heavily in industry-leading infrastructure to ensure that your private data is not compromised.

PCI DSS and ISO:27001 compliant

The PCI Council is a global body that sets compliance rules for managing cardholder data for all online payment systems. ISO is an organization with a membership of 164 national standards bodies

HTTPS:// for higher security

(Video) NEW Better Payment Gateway For Dropshipping! | NO Stripe, NO PayPal | Shopify & Clickfunnels 2023

We use the highest assurance SSL/TLS certificate, which makes sure that no unauthorised person can access your sensitive payment data over the internet.

Tokenization to prevent exposure of data

We replace your 16-digit card number with a token, which replaces the original card number. Tokens are assigned randomly, making it extremely difficult to reverse-engineer the actual card number.

Check PCI DSS CertificateCheck ISO Certificate

Our dashboard will instantly become your best friend

Intuitive reporting to help you take better business decisions

Access and manage your payments, refunds, transfers,subscriptions, invoices, virtual accounts, API keys,webhooks, account and everything else.

See Key Statistics

Get access to real-time data and insights to take informedbusiness decisions. View important stats and generatecustomizable settlement and reconciliation reports.

Generate reports

Generate new reports or download from the list of recently generated reports of settlements, payments, orders, refunds and many more.

Easy to Use

We understand that when it comes to managing payments, speed and ease of use is what matters at the end of the day. We've spent endless hours to make it a great experience for you.

Spread wings across the globe

Razorpay is the best way to go international

Support for major currencies

Accept payments from more than 100 currencies from around the world.

Instant activation

Hassle-free activation for all businesses upon sign-up.

Real-time currency conversion

Get foreign currencies converted to Indian Rupees at the time of the transactions.

Settlements in Indian Rupees

All payments received in foreign currencies from around the globe are settled in INR automatically.

Transparent and competitive pricing

We charge a fee of 3 percent plus charges on every transaction. That’s it.

Responsive Dashboard

Get all the metrics you need to track your international payments in your Razorpay Dashboard.

Go Global with Razorpay

Take your business global with no additional integration costs on Razorpay’s international payment gateway.Boost conversions with international customers by allowing them to pay in their local currency.

Integrate with a few simple steps
Display local currencies
Support for 92 currencies
Real-time currency conversion
All major International cards accepted
Settlements in INR available

Instant activation & real-time conversions

Hassle-free activations for merchants using Razorpay Payment Gateway plus currency conversion in real time to get settlements at purchase rates.

Join the 50,00,000+ businesses using Razorpay

We make it easier for you to focus on building great products while we work on simplifying your payments. Become one of us by joining thousands of our happy users and simplify the online payment experience for your customers.

Focus on your business while we handle the complexities of payments for you.

Simple pricing, no hidden charges

With no setup or maintenance fees and one of the lowest transaction charges in the industry, pay only when you get paid!

Standard Plan

per transaction

Indian Consumer Credit Cards, Indian Debit Cards, Net Banking from 58 Banks, UPI, Wallets including Freecharge, Mobikwik etc.

per transaction

Diners and Amex Cards, International Cards, EMI, Corporate (Business) Credit Cards

*GST as applicable on fee.

One-Time Setup Fee

₹ 0.00

(Video) Best Payment Gateway In India | Payment Gateway 2022

No setup fee

Annual Maintenance Fee

₹ 0.00

No maintenance fee

Get Started

Enterprise Plan

Large number of monthly payments on your platform? Sign up now to get started.

Explore how you can drive more value for your business with

Payment Gateway

with its smart features.

0% downtime in transactions with Razorpay

Razorpay offered excellent technological innovation, pricing model and, security to our high-value transactions. The integration was flawless and easy. Later, we piloted our high-value transactions on Razorpay for 30 days and observed 100% efficient systems with 0% downtime on our national & international transactions.

Raghav Belavadi,

Founder and CEO

Hype

Start accepting payments in under 30 minutes

Integrating Razorpay was a breeze and we must've spent about 30 mins doing it! Unquestionably the only Indian payment gateway truly designed and built for developers.

Kailash Nadh,

Head of Technology,

Zerodha

Reduction in payment failure

Razorpay has significantly helped us to manage payment failure related issues to single digit & thereby has contributed to customer success. Will recommend to any business .

Amarendra Sahu,

CEO,

NestAway

Readymade closed wallet solution for quick refunds

We were looking for a closed wallet solution for one-step checkout once the money is loaded in the wallet. Razorpay, our online payment partner, built a white label closed wallet solution which enabled us to create & offer cashbacks and easily refund payments. This improved customer loyalty and the trust in our brand.

Ashishkumar Somani,

GM,

Strategy and Planning Medlife

Acquire customers from new customer segments

Creating No Cost EMI offers through the Razorpay dashboard was surprisingly easy and it has proved to be an important driver in making our subscriptions affordable to a wider audience. We saw ~3x increase of the EMI contribution in the overall sales, thereby unlocking a specific affordability sensitive segment for us.

Subham Kumar,

Product Manager,

Unacademy

A payments experience people love to talk about

We make it easier for you to focus on building great products while we work on simplifying your payments.

Become one of us by joining thousands of our happy users and simplify the online payment experience for your customers. Focus on your business while we handle the complexities of payments for you.

Frequently Asked Questions

FAQs

What is a Payment Gateway?

A payment gateway is an e-commerce service that processes online payments for online as well as offline businesses. Payment gateways help accept payments by transferring key information from their merchant websites to issuing banks, card associations and online wallet players.

Payment gateways play a vital role in the online transaction process, which is the realisation of value, and hence are seen as an important pillar of ecommerce.

How is a payment gateway different from an online/digital wallet?

A payment gateway helps businesses to accept online payments from customers. The payment gateway is thus a service employed by an online business and does not have a direct relationship or account with the end customer.

An online/digital wallet is a payment instrument in which customers can store money and utilise on online websites which provide the support for these wallets. Payment gateways such as Razorpay provide support for multiple wallet options including Amazon Pay, Vodafone mPesa, JioMoney, Freecharge, Airtel Money, Ola Money, PayZapp and Mobikwik.

What payment modes are supported by Razorpay?

Razorpay supports over 100+ payment modes including Credit and Debit Cards (Visa, Mastercard, Rupay, AMEX, Diners), Net Banking from top 61+ banks, UPI (Only PG to support UPI AutoPay and One Time Mandate), 10+ leading Online Wallets (Mobikwik, Freecharge, Paytm, etc), EMI (Make your products more affordable for your customers with EMIs, PayLater, Offers & No Cost EMI schemes) and NEFT/RTGS payments.

What platforms does Razorpay payment gateway support?

Razorpay helps you accept online payments from customers across Desktop, Mobile web, Android & iOS. Additionally by using Razorpay Payment Links, you can collect payments across multiple channels like SMS, Email, WhatsApp, Chatbots & Messenger.

We also support payments across Cordova, Phonegap, Ionic, React Native along with S2S integrations for PHP, Ruby, Python, .NET, Nodejs, Java.

Does Razorpay provide international payments support?

Yes, Razorpay provides support for International transactions. We support all major international cards and 92 currencies including USD, EUR, GBP, SGD, AED. After signing up on Razorpay, you can request for international support by raising a ticket on your dashboard.

What documents are required for setting up a Razorpay account?

Razorpay provides a 2 stage onboarding process. Just by submitting key business details as well as Promoter / Director PAN card number, we complete the KYC and allow you to accept payments instantly. The KYC documentation required in the second stage requires an organisation address proof, business proof, website details which can be submitted completely online, even while you are already accepting payments from your customers.

What are the set up charges? Is there any charge for post-live support? Is there any annual maintenance fee charged by Razorpay?

Absolutely not! We only charge when you make a successful transaction. Unlike the other payment solutions providers, we have no setup charges, no annual maintenance fee and we never charge a penny for post live support. We earn, when you earn.